Immigration Essay Example | Topics and Well Written Essays - 750 words - 3

Immigration - Essay Example However, in the pursuit of the freedom and success that people dream about, many migrate to foreign countries, risking so many things and achieving nothing but being trapped in similar or even worse situations than those which they have left at home. This paper will look deeper into the political and economic issues which are the issues people leave home and the same problems which they face in their new residents as well as possible remedies for such situations. In Flight from Oaxaca, the author shares why Luz Dominguez, Marcela Melquiades and other Mexican immigrants have left their homes. It is revealed that the primary reason for their flights is poverty. They all agree that life in their country of origin is difficult where the minimum wage cannot even be enough to feed their families. Their poverty, though, is not because they are lazy. Instead there are forces that are out of their control. For instance, the political situation in Oaxaca, a state of Mexico, brought about too many difficulties to the citizens. In 2006, there had been so many protests because of the belief that there was fraud in the July presidential election. This led to the paralysis of major businesses. In addition, other grievances came out due to the situation. For instance, citizens claim that Mexico is not a poor country but it has become one because the oil which is being exported does not go back to the people which, they have now questioned. Mexicans say that if the government will only do its job well, the people will not suffer and will not have to choose moving out of the country. For reasons of poverty and political issues, Dominguez and other Mexicans crossed the borders to the United States. However, they seem to have forgotten to consider that even in the United States, there are political issues and poverty is also a common problem to the residents. It may be true that

Philosophy of Economic Thought Essay Example | Topics and Well Written Essays - 1250 words

Philosophy of Economic Thought - Essay Example In spite of the fact that many of them had already dabbled into the interpretation of Keynes’s point of view, two of those whose analysis are worthy of being examined are Paul Davidson and Axel Leijonhufvud. The critics of Keynes believe that the main contributions made by Keynesians and post-Keynes theorists to economical theory are all negative, particularly as they seems to attack the conventional way of interpreting situations. For many of this critics, the saddest dimension that there is to it is that Keynes theorists, besides dumping the traditional ways of perceiving situations, is that they do not offer an alternative through which the ‘anguish’ experienced by people in their daily life can be reduced. Paul Davidson does not agree at all with all what this critics opine. He believes that such positions are assumed by classical economists who find it almost impossible to align themselves with the change that is offered by Keynes (Davidson1994). The approach adopted by Davidson shows how Keynes’s General Theory is relevant to people in the globalised world in which we now live. (This actually is to annul the assumption by some individuals that Keynes’s General Theory is no longer relevant in this time and age). ... Leijonhufvud believes that the stand of Keynesian economists was overhyped. Unlike the paradise that some had conceived from it, the truth is that Keynes’s General Theory has many loopholes which were yet to be revealed. As with many other theories, whose foundations were not solidly founded, a wave of strong desire for change will sweep it into nonexistence. Leijonhufvud was one of the first few economists to present the new viewpoint which opines that typical Keynesian theory needed a major re-education or a new drive to ensure that they know what they should really stand for. Leijonhufvud, for example, posits that the theory of markets fundamental IS-LM was lethally defective and should be substituted. To back up his point, he cites Keynesian’s reliance on inflexible wages. Patinkin (1948) proves that there are always some supposed levels of prices and wages which are low enough to engender a full employment level of cumulative demand. This is clearly in antagonism t o the Keynesian position that insists unintended unemployment can be link to the prevention of wage or price rate from dropping to a hypothetical or supposed level. It is quite ironic that Keynes who lived a huge part of his life as an open market analyst is the one who has developed theories whose major application is in closed economies (Keynes 1936). One of the points that Keynes may have wanted to prove is that even if one is inattentive to international trade and its impediments, a closed economy did not hold any regular market apparatus that assured a full-employment symmetry (Keynes 1936 p. 120). Davidson (1994) also has this to say: Any deliberate policy that aims to make a nation’s industries more

Eisenhowers Policies Analysis

Eisenhowers Policies Analysis Jack Sha Dwight D. Eisenhower was born in Texas in 1890, raised in Abilene, Kansas; Eisenhower was the third oldest of the seven sons of David Jacob Eisenhower and Ida Elizabeth Stover. He was really good at sports in school and was greatly interested in military history. Eisenhower graduated from Abilene High School in 1909, and after two years of working at different kinds of jobs, he got accepted at the West point and graduated in 1915. Afterwards Eisenhower went into military, and when he was stationed in Fort Sam Houston as a second lieutenant, he met Mamie Geneva Doud, whom he married in 1916. Dwight D. Eisenhower, a World War 2 war hero, and a five star General of the Army, also the 34th President of the United States, was not only a remarkable soldier, but also a great president; as shown by his foreign policy, domestic policy and his efforts to achieve world peace during his term. Dwight D. Eisenhower introduced his national security policy â€Å"New Look† in 1953. â€Å"The main elements of the New Look were: maintaining the vitality of the U.S. economy while still building sufficient strength to prosecute the Cold War; relying on nuclear weapons to deter Communist aggression or, if necessary, to fight a war; using the Central Intelligence Agency (CIA) to carry out secret or covert actions against governments or leaders directly or indirectly responsive to Soviet control; and strengthening allies and winning the friendship of nonaligned governments.† Eisenhower cut the spending on the traditional forces like the land army and the navy, but increased the budget of nuclear projects and the Air Force. Spending on the national security was never below half of the total budget—â€Å"Eisenhower did balance three of the eight federal budgets while he was in the White House.† One successful example of Eisenhower’s foreign policy was â€Å"during his first year in office; Eisenhower told the CIA to solve a problem in Iran that started during President Truman’s presidency. In 1951, the Iranian parliament nationalized the Anglo-Iranian Oil Company, which is a British corporation that dominates the United Kingdom’s petroleum industry. The British in return put a lot of economic pressure on Iran, which destroyed their finances, but Iran refused to give in. Eisenhower is also worried about that Mossadeghs minded to cooperate with Iranian Communists; and he would eventually take away the power of a substantial anti-Communist, Shah Mohammed Reza Pahlavialso. In August 1953, the CIA helped to make a revolution against Mossadegh’s government successful, and also restored the power of Shah Mohammed Reza Pahlavialso. â€Å"In the aftermath of this covert action, new arrangements gave U.S. corporations an equal share with the British in t he Iranian oil industry.† [3] Eisenhower’s domestic policy was also a success, although there were perilous moments when the tension with the Soviet Union was really high, and they were at the brink of war during the 1950s. â€Å"People often remember the Eisenhower years as happy days, a time when Americans did not have to worry about depression or war, as they had in the 1930s and 1940s, or difficult and divisive issues, as they did in the 1960s.† Americans enjoyed the benefits that their soaring economy brought them, more than half of the Americans have a television, and many different kinds of enjoyment popped up. It was a time that Americans was free from the tension of war, people relax and have fun, the cinemas and bars are packed with people, and the latest fashion can be seen everywhere on the streets. In the eyes of the American people, Eisenhower was a great leader and they mostly approve his policies, because he often gets a majority in the votes, sometimes even over 70 percent. â€Å"During the campaign of 1952, Eisenhower condemned the policies of President Truman’s Fair Deal, but he was not like some of his fellow Republican conservatives that hold extreme views to the â€Å"Fair Deal†. These Republicans not only wanted to get rid of the â€Å"Fair Deal†, but also the â€Å"New Deal†, so they can go back to government control of the economy. Eisenhower chose the middle path, which he called the â€Å"Modern Republicanism†. The â€Å"Modern Republicanism â€Å"preserved individual freedom and the market economy insured that government would provide necessary assistance to workers who had lost their jobs of to the ill or aged, who through no fault of their own, could not provide for themselves. He intended to lead the country â€Å"down the middle of the road between the unfettered power of concentrated wealth†¦ and the unbridled power of statistic or partisan interests.†Ã¢â‚¬  Eisenhower thought that the government should provide the American people with more benefits; he signed legislations that â€Å"expanded Social Security, increased the minimum wage, and created the Department of Health, Education and Welfare. He also supported government construction of low-income housing but favored more limited spending than had Truman.† Eisenhower made sure he had the approval and support of the congress for some of his most important projects that ameliorated America’s basis. The United States cooperated with Canada to build the St. Lawrence Seaway. Eisenhower established his biggest domestic program in 1956, the Interstate Highway, which is a 41,000-mile long road system. This highway program aroused the economy, and made traveling with a car safer and faster, and as Eisenhower said, this highway included so much concrete that it was enough to build â€Å"six sidewalks to the moon†. Eisenhower made a lot of attempts towards achieving world peace, by using the great military strength of America; he tries to negotiate with other countries to decrease the stress of the Cold War. In 1953, America signed a truce that brought peace between North Korea and South Korea. When both the United States and Russia had successfully invented hydrogen bombs, tension rose again between the two countries. Eisenhower decided to have a meeting with the leaders of France, United Kingdom and Russia at Geneva in July 1955. Eisenhower came up with the suggestion that Russia and the United States trade blueprints of their military bases and allow each other to take photographs from the air of the other country. Even though Russians kept silence against this suggestion, but the Americans and the Russians were so friendly to each other during the meeting that tension relaxed. Eisenhower didn’t only focus on the Cold War threats he met with foreign countries, but also to the threats in America. â€Å"He told his fellow citizens to be wary of the military-industrial complex, which he described as the powerful combination of an immense military establishment and a large arms industry. Defense was a means to an end, and the American people had to be careful that they did not allow special interests to absorb an ever-increasing share of national wealth or to endanger our liberties or democratic processes.† Thus, Dwight D. Eisenhower is a great president; as shown above that his foreign policy, domestic policy and his effort to world peace during his term was very successful. Dwight D. Eisenhower achieved a lot of important successes, he left office as a very popular President, and his reputation continued to grow as time passes, until now he is considered as the 8th best president in America’s history. [1] http://www.whitehouse.gov/about/presidents/dwightdeisenhower [2] http://www.u-s-history.com/pages/h1789.html [3] http://millercenter.org/president/eisenhower/essays/biography/5 [4] http://millercenter.org/president/eisenhower/essays/biography/4 [5] http://www.whitehouse.gov/about/presidents/dwightdeisenhower [6] http://millercenter.org/president/eisenhower/essays/biography/5

What gets rewarded gets done :: essays research papers

What gets rewarded gets done A Psychological and behavioral explanation The nature of human behavior is, humans do things to satisfy their unmet needs in some way or the other. These needs may vary from the very basic such as hunger to reach the greater heights of life. Whatever it may be, when he realizes that some actions he takes lead to satisfy his needs, he tends to do them in a superior way, expecting the satisfaction of his needs in a greater manner. On the other hand, if a person perceives that the things he does are unable to take him to a state of satisfied on some need or want, and then it’s obvious that he does not want to continue the same action. An activity of any kind, a person is involved in takes that person to a result. The result may or may not be desirable. That depends on the activity and the way that particular person performs that activity. The activities done by a person and the way they are done can be collectively known as the behavior. Therefore, what leads to a result is the behavior. The needed results are led by the right behavior. The right behavior here is an identified set of activities and the way they should be performed, which at the end take the person to the needed result. The two ideas: ‘need-satisfying urge of humans’ and ‘behavior leads to results’, forms the following idea. An individual may act in a certain way to satisfy his unmet needs, but that behavior brings a result, which may be satisfaction of that need itself or satisfaction of that need with something else. If that particular behavior brings some other result in addition to the need satisfaction itself, then it’s obvious that encouraging that behavior by means of ensuring greater need satisfaction yields more results. The above-discussed ideas make up the background for our topic, ‘what gets rewarded gets done’. To get done something (i.e. to achieve a result) there has to be a right behavior. Rewards can satisfy some needs of an individual encouraging the right behavior. From that we can say rewarding can lead to the needed result. Management point of view An organization is a setup of goals to be reached, and resources to be utilized in order to reach those goals. Human resource can be stated as the most important and valuable resource among all the resources possessed by an organization.

Most Important Turning Point in WW2 Essay

There’s always a discussion or argument as to what the most important turning point in the war was. This is a very difficult question to answer because every important part of the war happened because of another important part of the war. But is there just one main turning point in the war or could there be multiple? The Battle of Britain The Battle of Britain took place between August and September 1940. After the success of Blitzkrieg, the evacuation of Dunkirk and the surrender of France, Britain, on the Western front, was by herself. The Battle of Britain was the closest British Civilians actually got to see any of the fighting in WW2. In July 1940 through to October 1940 a few thousand young men, ably backed by the British Public and the men and women of the RAF ground staff held off the mightiest Air Force assembled up to that point in time. The German Luftwaffe. On September 15th came the last major engagement of the battle. On that day, the Luftwaffe lost 60 planes while the RAF lost 28. The overall casualties amounted to Germany losing 1,100 planes whereas Britain had lost just over half that amount (650). On September 17th, Hitler cancelled the invasion of Britain. The invasion would not have been possible if the Royal Navy had been able to attack the barges; and, with the RAF in existence the Germans could not hope to attack the Royal Navy. So, no invasion took place. If Britain had lost the Battle of Britain then Britain would have almost certainly been invaded and probably conquered like the other European countries. But Britain did not lose the Battle of Britain and, so, Britain was not conquered. The continued existence of Great Britain as a fighting nation meant that†¦ Germany needed many men to garrison Western Europe rather than attack Russia because the resistance movements in the occupied countries had support from Britain. When Japan and Germany declared war on America, America, being the biggest industrial power at the time, was able to use Britain as a massive base to store all the aircraft they needed to bomb Germany. The majority of Germany`s artillery was kept back in Europe and Germany on anti-aircraft duties because of these huge bombing raids. These drains on Germany’s resources meant they were not able to conquer Russia in the quick manner needed. This led to the eventual meat  grinder of the Eastern front which swallowed so much of their army and air force. How much difference would those guns, men and ammunition have made at Stalingrad? The Battle of Britain boosted British morale through the roof. This was shown in the famous â€Å"never was so much owned by so many to so few.† Speech by Winston Churchill. The British also kicked the Axis out of Africa, forcing Hitler to send much needed supplies and men to assist the failing Afrika Korps. All of this would not have happened if the British had lost the Battle of Britain. The Enigma Code The German military used the Enigma cipher machine during WW2 to keep their communications secret. The machine was available commercially during the 1920s, but the military potential of the device was quickly realised and the German army, navy and air force all used a more developed model of the machine to encipher their messages believing that it would make these communications unsolvable to the enemy. The Enigma machine is an electro-mechanical device that relies on a series of rotating ‘wheels’ or ‘rotors’ to scramble plaintext messages into jumbled cipher text. The machine’s variable elements can be set in many billions of combinations, and each one will make a completely different cipher text message. If you know how the machine has been set up, you can type the cipher text back in and it will unscramble the message. If you don’t know the Enigma setting, the message remains indecipherable. The German authorities believed in the absolute security of the Enigma. However, with the help of Polish mathematicians who had managed to secure a machine before the outbreak of WW2, British code breakers stationed at Bletchley Park managed to exploit weaknesses in the machine and how it was used and were able to crack the Enigma code. Breaking the Enigma ciphers gave the Allies a key advantage, which, according to historians, shortened the war by two years thus saving many lives. In one specific case the team behind the Enigma code were able to inform the British 8th Army at El Alamein of an incoming attack from the Afrika corps. Stalingrad The Battle of Stalingrad was one of the most major and decisive battles of World War 2 where the Axis fought the Soviet Union for control of the city of Stalingrad. The battle took place between August 23, 1942 and February 2,  1943 and was fought with close-quarters combat and lack of regard for civilian casualties. It is among the bloodiest battles in the history of warfare with almost two million casualties. The German attack, led by General Paulus, to capture Stalingrad began in late summer 1942, and was supported by severe Luftwaffe bombing that reduced much of the city to rubble. The German offensive eventually became reduced to building-to-building fighting. Despite controlling nearly the entire city at times, the Germans were unable to shake off the last soviets clinging to their City. Both sides fought vigorously over the city and Stalin ordered his troops, â€Å"Not a step back.† The Battle for Stalingrad was rife with sniping on both sides; however the Russians us ed a tactic no other country did during the war. This tactic was the employing of female snipers on the field, which they did to great effect. By doing this, the Russian Army was able to fill their ranks further as well as raise morale of troops and civilians by reporting on the lethal effectiveness of the Soviet fighting woman. Morale was one of the most vital things a soldier could have. Without morale a soldier became ineffective and the worst thing for morale was an enemy Sniper. The presence of a sniper was usually revealed to enemy troops by a single shot, followed by the death of one of their comrades. This presented a problem to the remaining troops. Not only were they under fire from an enemy, but they could not see where this enemy was nor could they predict who would be the next victim. Additionally, if the sniper left, there was no way for the opposing men to know unless one of them left cover, and therefore risking his life. The strain of being constantly in danger was increased by the inability of the troops to strike back at the sniper, as well as their anger at the death of their fellow soldiers. During the Battle of Stalingrad, the Russian snipers, particularly Vassili Zaitsev, proved to cause so much damage to German morale and such a boost to the Russians that German High Command sent in their best sniper, a Major Koning, to hunt down and kill Zaitsev. Unfortunately for the Germans, this plan backfired, and Zaitsev killed Koning, further lifting Russian morale and dropping German fighting spirit to a new low. On 19 November 1942, the Red Army launched Operation Uranus, a two-pronged attack at the weaker Romanian and Hungarian forces protecting the German flanks. After heavy fighting, the Axis army was cut off and surrounded inside Stalingrad. Adolf Hitler’s resolute belief in  no surrender led to more loss of life. Eventually, the failure to save the German Forces and lack of supplies led to the surrender. By February 1943, Axis resistance in Stalingrad had stopped and nearly 125,000 remaining troops of the 6th Army had surrendered, the others were killed. Only 6,000 soldiers made it back home. The battle lasted 5 months, 1 week, and 3 days. It was Germany’s first major defeat. However by the end of the battle 99% of the buildings in Stalingrad were reduced to piles of rubble. â€Å"The siege of September 13, 1942 to January 31, 1943 will inspire forever the hearts of all free people. Their glorious victory stemmed the tide of invasion and marked the turning point in the war of the Allied nations against the forces of aggression.† Franklin D Roosevelt, congratulating Joseph Stalin on the soviet Victory at Stalingrad. This shows that not only did Stalingrad spread morale throughout the U.S.S.R but throughout Allied troops around the world. For the U.S.S.R Stalingrad was it. A desperate last stand against the Axis and total inhalation. Not only were there vital oil sources to the South-East but it was a battle between Stalin and Hitler themselves (considering it was Stalin’s city). After the Battle of Stalingrad Germ an forces never recovered to their earlier strength and so gave up their campaign on the USSR. It was the beginning of the end and retreat for the Axis powers in Russia. El Alamein Between 1940 and 1942, the desert war went back and forth over the north coast of Africa. After initial British success, the Afrika Korps (the German army) made a determined advance, gradually beating the British 8th Army back as far as a small town called El Alamein near the Egyptian border. At the end of the First Battle of El Alamein, the Allies suffered about 13,250 wounded, captured, missing, and killed, while the Axis suffered 17,000. The Second Battle of El Alamein marked a major turning point in the Western Desert Campaign of the Second World War. The battle lasted from 23 October to 5 November 1942. Germany had: 30,542 casualties, 500 tanks, 254 guns, 84 aircraft. And British and other Commonwealth forces had: 13,560 casualties, 332- 500 tanks, 111 guns, 97 aircraft. After the two battles the world was convinced that the Axis powers, particularly Germany, were not invincible as this was their second major military defeat. A quarter of a million Italian and German soldiers su rrendered at El Alamein which was nearly twice the  amount that surrendered at Stalingrad four months earlier. This destroyed Italian moral completely because not only were they crushed at El Alamein, their country became the new frontline, and for Germany It was another momentous disaster. The Battle of El Alamein not only allowed total free access to the Suez Canal for Allied shipping, which was of special importance now that the war had taken on a global nature, but it also stopped the Germans from threatening the Middle-Eastern oil fields, a major supplier of Allied oil reserves. The victory, coupled with joint Allied landings in French Algiers, also finally spelled the elimination of an Axis presence in North Africa and ended the Italian dreams of a ‘new Roman Empire’. There were also strategic implications: the defeat in North Africa began the series of events that led the invasion of mainland Italy and the toppling of the Italian dictator Mussolini. This brought the Italians onto the Allies’ side and left Germany at a strategic disadvantage across the whole of the M editerranean. The North African campaign also drew German troops away from the massive battles that were taking place in the U.S.S.R. I have not included D-Day as one of the most important turning points in the war because I believe that the fact that D-Day happened means that the tide had already turned. For the Western Front the tide turned at the Battle of Britain because if Britain had been taken then: America wouldn’t have an Allied country close to Germany, the Allies wouldn’t have been able to win in North Africa and D-Day wouldn’t of been able to happen in the first place. I have also not included Pearl Harbour as a Turning point because I feel Japan only attacked the Americans at Pearl Harbour so they could destroy some of their vital ships and resources. I think they did this because they knew that war was going to break out between Japan and America at some point and so decided to jump the gun and get the upper hand. This would mean that Pearl Harbour was significant point in the war rather than a turning point. In conclusion I would say that there wasn’t a turning point as such but four main turning points that led do the downfall of Nazi Germany, Italy and Japan. These being: The Battle of Britain, The breaking of the Enigma Code, Stalingrad and El Alamein. This is because the three battles were last chance stands against the mighty German Army, and defeat would have meant loss of highly important resources, land, men and morale. Additionally if the Enigma code had not been broken the war might have raged  on for another two or three years and many more millions could have died. Bibliography http://www.telegraph.co.uk/sponsored/russianow/features/9942741/stalingrad-dates-legacy.html http://www.bbc.co.uk/history/worldwars/wwtwo/ww2_summary_01.shtml http://www.historyplace.com/worldwar2/defeat/catastrophe-stalingrad.htm http://bbrown.umwblogs.org/ http://en.wikipedia.org/wiki/Never_was_so_much_owed_by_so_many_to_so_few http://stalingrad3.weebly.com/index.html http://www.historylearningsite.co.uk/battleofbritain.htm http://www.bletchleypark.org.uk/content/machines.rhtm

Injections and Withdrawals Essay

Injections and Withdrawals are important features in our understanding of economic activity and the business cycle. Explain the relationship between them and how they influence national income. * Injections-only part of demand for firms arises through consumers, the remainder comes from other sources outside the inner flow. Investment- This is the money firms spend after obtaining it from various financial institutions, either past savings or loans or through new issue of shares. They may invest in equipment or building up stocks. Government Expenditure- When government spend money on goods and services produced by firms. This has a negative impact on national income as it reduces money available but can increase national income through expenditure and increased production. Export Expenditure- Money floes into circular flow from abroad when residents abroad buy our exports of goods and services. Positive for economic growth and increases national income. (source:economics) * Withdrawals- only part of households income spent goods and services, the remainder will be withdrawn from the inner flow. Net Saving- Saving is money households choose not to spend and put aside for future. If households don’t spend as much then national income falls, not many products brought, revenue falls. Whereas if they spend instead of save, national income increases. Net Taxes- Withdrawal of money from inner flow with no choice. National income increases by collecting taxes, more money available for government. However paying benefits to unemployed workers money flows other way and reduces national income. Import Expenditure- Households spend some of their income on imported goods and services. Although money consumers spend on such goods initially flows domestic retailers, it eventually finds it way abroad decreasing national income. (source:economics) GDP – Measures national income. GDP = Gross Domestic Product. * Measures of national income- > Product approach- Net saving increases, products brought and sold decreases, GDP falls which decreases national income > Income approach- Net taxes increases, households incomes are reduced and therefore have less disposable income which reduces national income. > Expenditure approach- expenditure increases more money entering economy, increasing GDP and national income. (source:Bized) Relationship between Injections and Withdrawals. Indirect links- * Saving and Investment- o If more money is saved then there will be more money for banks and other financial institutions to lend out. o Saving increases then investment falls o Saving increases then national income decreases since people are saving and not spending, GDP falls.(source: Business) * Taxation and Government Expenditure- o If tax receipts are higher, the government may be more keen to increase its expenditure. o Taxation increases government expenditure increases. o Taxation increase, households have less disposable income, hence GDP falls which reduces national income. (source:Business) * Imports and exports- o If imports increase, incomes of people abroad will increase, which will enable them to purchase more of our exports. o Imports increase then the balance of payments becomes deficit. (source:Business) * However there’s no guarantee. o Firms may wish to invest more or less than people wish to save o Governments can spend more than they receive in taxes or vice versa; o Exports can exceed imports or vice versa; (source:tutor2u.net) > Decisions to save and invest are made by different people , thus they plan to invest and save different amounts. > Demand for imports may not be equal to demand for exports > Governments may choose not to make taxation equal to government spending, it may choose to spend all of its tax revenues- budget surplus, or spend more than it receives in tax- budget deficit. THUS PLANNED INJECTIONS MAY NOT EQUAL PLANNED WITHDRAWALS. Bibliography Economics- John Sloman Business Environment- Dr Phil Drummond www.Bized.ac.uk www.Tutor2u.net

Islamic banking sector

Islamic banking sector Abstract Dubai, in the United Arab Emirates (UAE), has a vibrant Islamic banking sector. The region has over 50 banks with upwards of 40 foreign banks office representatives. Largely oil revenues fuel the United Arab Emirates economy, which serves as an enhancement for profitability of these banks.Advertising We will write a custom proposal sample on Islamic banking sector specifically for you for only $16.05 $11/page Learn More The key aspects of the Islamic banks in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling. The banks also do not deal with unethical business and have just policies of employment. Dubai bank is the example used to support the Islamic bank concept in the Middle East. Many previous works have been undertaken in this field with no clear-cut research on its drawbacks. This document aims to support research on the customer perspective of the benefits and loops of the Isl amic banking concept. Customers of the Islamic banks weigh various options while considering the services offered. The banks are non-remunerative with extra returns for depositors of deposit accounts. There is greater risk in adjusted returns for customers who invest in Islamic banks indices. This study aims to characterize the problems endured by the Islamic banks and together with their customers. Secondary data studies were used as customer sample from Dubai bank. Findings will indicate the problems encountered by the Islamic banks. The study will look into the legal system, political issues, risks, low profitability, loans, lending rates, management and limited transparency. The quality of service that is offered and client problems will also be looked into. Introduction Background Information The new millennia brought in new features and changes in the banking industry key of them being banking systems. The tremendous changes in the industry can be linked to the need for better customer friendly service.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More These custom-made changes were to aligned to maintain completion with other institutions in the same field and keep up with economic and political developments globally. The Islamic banks were developed due to religious requirements; hence, the competitive edge in the global field was edged out. The Islamic banks cannot compete globally and are ranked poorly out of the top hundred brackets. It is inevitable for the Islamic banking industry to explore future limits for a clearer vision to predict challenges obstacles and effective counter measures. Most of these banks operate well in specific environments. It is estimated that Islamic banking systems manage over US$ 250 billion with clientele around the world. Their client base is not restricted to Muslim countries but is spread well over Europe. The Isl amic banking system continues to grow tremendously. There are more than 260 worldwide Islam financial institutions in operation. Dubai Islamic Bank is the first fully-fledged Islamic bank. It has combined the best Islamic values and their traditional values as well. This is coupled with advanced technology and innovations of modern banking at its best. Dubai Islamic Bank was formed in 1975 and is established as a leader in the field of Islamic banking. The trend of Islamic banking is on the rise in the Arab world, and the Dubai Bank is a front-runner for others. Islamic banking is the fastest-growing economic agent in the world that comprises of many institutions with billions of dollars in assets under management. The role of Dubai Islamic Bank is impressive and the bank is true to its clients and roots. It is religiously and customer-centered institution with personal service and understanding. Significance of the study This study is vital for it will create information on the Isl amic bank clients’ reaction towards the Islamic institutions system of banking. The main consideration is the prohibiting of interest generation as per Islamic laws. The study is also aimed to provide more information on client benefits in the Islamic system compared to those in conventional systems of banking.Advertising We will write a custom proposal sample on Islamic banking sector specifically for you for only $16.05 $11/page Learn More The benefits of the Islamic banking system are also subject to customer satisfaction, therefore, it is vital that the customers opinion on this area be viewed which the study aims to do. The study aims to make contributions, based on client responses, to socio-economic grasp on the Islamic banking systems and assist the clients make decisions on which system comprehensive choice in conventional systems of banking or Islamic systems of banking. Problem Statement The key aspects of the Islamic systems of banking in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling. The banks also do not deal with unethical business and have just policies of employment Dubai bank is the example used to support the Islamic bank concept in the Middle East. Many previous works have been undertaken in this field with no clear-cut research on its drawbacks. This document aims to support research on the customer perspective of the benefits and loops of the Islamic banking concept. Customers of the Islamic banks weigh various options while considering the services offered. The banks are non-remunerative with extra returns for depositors of deposit accounts. There is greater risk in adjusted returns for customers who invest in Islamic banks indices. The findings of the study will aim to assist clients and potential clients make a clear decision on the banking systems. The Islamic banks are flourishing due to demand rather than supply. Therefore, thei r customer feedback will give a clear picture of customer satisfaction. This will assist it attaining indicator from the banks growth. Sharia laws have been enforced in many Arab nations and its teachings and laws propel more and more Muslims to be clients of the Islamic banking systems. This can be seen as the driving factor to the banks development.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More This will therefore, mean that the banks are profiting from a client base that dejects it. The faith based concept of the Islamic banking system drives of many potential non-Muslim clients. The fact that religious wars in Islam have caused many grievances to the rest of the society, many perceive association of the banks with funding of unjustified holy wars. The concept of behind running the Islamic banks is a key indicator of the clients’ belief in the system. If the clients do not comprehend the working of the system, they will feel oppressed in that their money does not earn interest and yet the banks gain from their deposits. Policies of customer assistance in Islamic products will seek to address their reaction towards the Islamic system and the understanding of its functionality. Objective of the Study The general objective of this comprehensive study is to examine the customer awareness of Islamic systems of banking; this will look into their reaction of the performan ce and profit-and-loss sharing and recommendations for improvement generated. Specific Objectives To understand the customer reaction towards the Islam banking system To create recommendations of Islamic banking improvement based of the client feedback Hypotheses What are the customers’ views on Islamic banking system? In which way do the Islamic banking clients want their banking institution to change? Literature Review Islamic banking uses the principle of moneys not earning interest (Duncan 97). This ban is based upon Islamic ruling called Shariah. Since Muslims are not allowed to gain or pay interest, they are cannot conduct business with many conventional banks. To service the Muslim market, Islamic institutions of banking developed a wide range of financing instruments that do not gain interest (halal). The halal conforms to the Shariah ruling and is acceptable to the Muslim fraternity. Many Arabians before Islam, and later in Islam practiced this interest-free conc ept. For centuries, the banking system was used on a small scale, in the early 1970’s its commercial application started being used in the public domain. From this time, the concept has become a worldwide phenomenon. The concept has succeeded in many Islam countries, hence, the study on customer opinion and recommendations on growth. The lack of awareness of the key principle is the main point behind the constricted growth. The system would have achieved worldwide success amongst non Muslim and Muslims if the principles were highlighted clearly to impending clients. The religious concept has kept constricting the growth of the institution. Several surveys have been undertaken in the area to assist researchers understand the attitudes towards Islamic banking systems (Gafoor 69). These researches provide useful background information in the area of study. Most of these researches show that the client would generally be accepting of the Islamic banking systems if they were educa ted on their policies. Better understanding of their policies would establish a good relationship between clients and the organization. Ghannadian (41) conducted a study on perceptions customers toward Islamic banking in Malaysia. Many respondents proclaimed the main reasons for Islamic banking selection are based equally on economic considerations and religion. Majority of the clients also found the marketing of the product to be vague. The media has also errantly portrayed the Islamic banking concept. The international media perception of the Islamic banking system is hostile and undermining according to Arab news chief editor. Despite this fact, many respondents of that study believed that the industry had grown tremendously. Ghannadian (32) put forward that Islamic banking organizations should tremendously improve their services for customers satisfaction in their wants and requirements. In another study, quality of service is portrayed to be very important as an indicator for c ustomer understanding and customer satisfaction. Quality service delivery as per to customers expectations is vital. Gounaris (64) looked into the quality of service in the banking industry in greece and found an alternating influence per dimension of quality of service to the customer satisfaction. To retain the long-term customers and maintain an edge in the market service quality, it is vital and the key differentiation. In the financial sector, understanding customer’s expectations and needs is essential as a prerequisite. In Dubai, customer perception of quality of service is significantly different from conventional banks in the Islamic banking system. There are four dimensions reflected when comparing the Islamic banking systems and conventional system of banking. The values, image, reliability and personal skills are significant for the running of the conventional banking system. On the other hand, only value and skills are important in the Islamic banking system. Bet ter service delivery will in turn generate a lot o satisfied clients and consequent growth of the organization and its concepts. There were investigations by Boyd on selection criteria used by the institution. He based the ideas on demography and found many differences in quality of service and demography. In Muslim countries, males are made to do the financial obligations. Methodology There is a requirement for convincing evidence base to carry out this study. The evidence will guide the general process that generates the document. This process will use information sources extensively utilizing both traditional and other sources. It will make sure that adequate resources and information on Islamic banking systems is sort from a large collection of literature on the subject matter. To gain the objectives targeted, a process will be put in place that fast tracks attainment materials. These processes will be interlinked, for efficiently generated information. The process will involve both quantitative methods and qualitative methods for the generation of information. The qualitative methods will entail Methods used quantitatively will entail the following: Desk reviews of important data and previously complied reports available to gain a variety of aspects to be analyzed. No Main Objective Approaches for methodology 1 Undertake a critical, elaborate and comprehensive analysis of the present customer opinions on Islamic banking system Desk review and analysis of available data Literature reviews 2 Develop key recommendations on issues affecting Islamic banking systems Literature review The process will need consideration before hand of data available and more information on the Islamic banks to assess their quality, efficiency and effectiveness. Study Design This will be a descriptive study. It will also contain cross-sectional study to determine the opinions of customers on Islamic banking systems. The study targets customers of Dubai bank in the Unite d Arab Emirates. The Study Population The study will target a general cross-section of customers of the Islamic banks. This is to attain first hand information from the situation experienced by customers of these banks. A specific target population of customers of the Islamic bank of Dubai will be used. Sample size Determination There will be a sample size of 500 Islamic bank customers.The sample size will be determined using Fisher et al, (1999) formula, i.e. n =Z ²*pq/d ². Where n is the needed sample size, z is the normal standard deviate which is given as a constant of 3.24 which corresponds to 99% confidence interval, p is percentage of targetable customers. This gives a prevalence of 45% d is the degree of accuracy, and q is given as (1-p) which is 1-0.45=0.55 The sample size will be based on the precision (p- value = 0.45), and so n= {(3.24) ²*0.045*0.55}/ 0.05 ² n= 380 The sample size is increased to 600 in order to account for potential missing clients, refusals, an d spoilt questionnaires. (5% of 380) Data collection instruments The study will utilize highly structured interviewer administered questionnaires will be used. The tool will be subdivided into sections. It will be written both in multiple languages including Arabic and English. Pre-Testing of Tools The data collection tool will be pre-tested in selected areas in to assess its effectiveness and the feedback from the pre-test will be used to make the necessary adjustments on the tool. Training of Research Assistants To ensure quality data is collected, the researcher will recruit exceptionally qualified local enumerators. They will be trained for 4 days to attain certain skills and knowledge required to enable them produces results. They will be made familiar with interview conditions and variables being studied. They will be taken through interview schedules, question by question and they will be shown how to conduct interviews. Data Analysis Different analytical techniques will be u sed. The analysis on the awareness level on cervical cancer among women will be analysed using percentages. This approach has been used to explain the determinants of customer relations in Islamic banks in India. Relationships between categories of variables will be analysed using the Chi-square test. Chi-square testing has been used to explain relationship of determinants of willingness to go for screening for breast cancer among women in United Kingdom (Bose 68). The data analysis was both manual and electronic. The initial exercise of the data analysis started with the harmonization of dummy tables required to guide on the variables for electronic manipulation. Frequencies of identified variables were run in SPSS some of which were exported to Microsoft Excel for generation of graphs and charts. Various variables were also summarized manually in tables to assist in the analysis. Data Computerization and Verification I entered the data. Data was entered into Key Informant Questio nnaire (KHI) files. Quality control was conducted by systematic checking for outliers, coding errors, and impossible results. Statistical Package for the Social Sciences (SPSS) was used for data analysis. Data cleaning At the end, of the data collection Manual data cleaning of questionnaires’ conducted. All queries and concerns were harmonized to ensure uniformity as prepared to develop the data entry screen. Data entry screen Data entry and manipulation was to be done in the Statistical Package for Social Scientists (SPSS). The screen merged and harmonized into one Master sheet. Data entry Data entry was conducted. All the entered data was merged into one data set Master sheet. Ethical Considerations The research will be presented to Universities administration for clearance and approval. The document will be presented to other interested stakeholders. Participants in the research will be required to consent to participate. The purpose and objectives of the study, assurance of confidentiality and voluntary participation, anonymity, perceived benefits and possible risks before participating in the study will be explained to them. The participation will be voluntary. Dissemination Plan The result will be disseminated to the University and required Islamic banks institution. Further dissemination shall be through seminar presentations, workshops and report prints Limitations, delimitations and assumptions Assumptions For the project, the researcher assumes that the participants of his survey differ in attitude, experiences and perceptions. Other assumptions are that the participants understand the purpose of the survey and they respond accurately and honestly to the survey. Delimitations The study delimits to a specific banking institution. The customers come from one institution for easier control of participants. Bose, McGee. Islamic Investment: Risks and Returns. New York: Cengage Learning, 2008. Print. Duncan, Edmund. Efficiency, customer service an d financial performance. Dhabi: Inter. J. Bank Mark, 2004). Print. Gafoor , Michael. Commercial Banking Interest-Free. Washington: Noordeen, 2006. print. Ghannadian , Fred. Economy banking development: Islamic banks. New York: Sage, 2004. Print. Gounaris Seth. Service quality: Islamic Banking. New York: Routlegde, 2006. Print.

Ho Chi Minh and the Vietnam War

Ho Chi Minh and the Vietnam War Ho Chi Minh was born on May 19, 1890 in Kim Lien, Central Vietnam. Hos family always maintaining patriotic pride in their country and heritage. At an early age Ho found himself following in his fathers footsteps; running messages for the anti-French underground and being expelled from school for not conforming to French rule. During Hos travels overseas, he encountered and studied the Marxist ideals of Socialism and Communism. Ho came to believe that the only way to gain independence in Vietnam was with Communism. Settling in Paris, Ho set about preparing for the independence of Vietnam. Ho founded the French Communist party, and from 1927 to 1930, he helped promote communist revolution throughout the world. During the occupation of Vietnam by Japan at the start of WW2, Ho was forced to return home for the first time in 30 years. What he brought was a spirit of rebellion; against the Japanese, French and later the Americans.U.S. President Dwight D. Eisenhower and Secretary ...This wa s when he founded the Vietnamese Communist Independence movement, known as the Viet Minh, who fought the occupying Japanese forces and changed his name to Ho Chi Minh (Brocheux 127-28).When it was after the Geneva Convention in July 1954, the United States government started to support South Vietnam toward independence. For almost 21 years, South Vietnam had established a tight relationship with the U.S. Many U.S. politicians and South Vietnam politicians began to argue the ethics of withdrawing from the war. Ultimately, with unethical action, in 1975 the U.S. found itself “abandoning [south] Vietnam” (Willbanks 1) to its loss of war. On April 30, 1975 as Uncle Hos led the Viet Cong to defeating Vietnam, U.S. troops evacuated the American embassy, leaving the South Vietnamese exposed to harsh injustice of postwar life. Therefore, the U.S acted unethically by withdrawing from South...

Business organization and environment of Nokia

Business organization and environment of Nokia In this assignment, our group has decided to choose Nokia, a phone manufacturing company as our example and decided to write the aspect about the business organization and environment, organization structure and technology society of Nokia. â€Å"Connecting People† is the vision of Nokia. Now, Nokia phones is also recognize as the fifth most value brand in the world. The history of Nokia doesn’t begin with the production of phones instead it began with the production of paper in 1865 where the founder of Nokia Fredrik Idestam established a paper mill in south- western Finland. Then in 1992, Nokia decided to focus the company on telecommunication. According to, John Daniel (2008) Nokia is known for producing the best phones with latest technologies and now is the largest phones manufacturing company compare to the other competitors like Sony Ericsson, Samsung, LG and others. Nokia is a leading brand in the mobile phones world. In year 2005 Nokia sold billions of mobile phone and launches it’s most popular N Series phones, and now, Nokia have 35% shares in the market. Nokia phones offer phones that are equipped with different design and functions to satisfied different customers’ needs. Business Organization and Environment As Nokia is the world wide mobile phone company. By operating such a huge company, they have their slogan that is † Connecting People† , and have three aims; Speed of Anticipation and Fulfilling Evolving Customers and Market Needs, Strong Customers Recognition and Upholding A Solid and Positive /Relationship With It’s Stakeholders. What are the Business Organization and Environment of Nokia? Environment are divided into two main categories, Internal and External Environment. Internal environment is also known as the controllable environment. Internal environment composed of the elements within the organization, including current employees, management and especially corporate cultures, which defin es employee behavior. Although some elements affect the organization as a whole, others affect only the manager. Here is some examples of Internal Environment of The Nokia company, Employees are important to the company because they are responsible for the operating cores and daily works. Nokia company should motivate them and understand their behaviour and needs properly to as to determine the ways to motivate them. If their needs have being fulfilled, so they will be able to produce good work and results to the Company. Employee should also be provided training which is related to their work to ensure they are able to achieve good performance in the Company . Because of their good performance, the production output achieved will nevertheless, help to boost the sales of Nokia mobile phone. Thus , can also achieve the Income of the company for further growth. With more Income generated, the Nokia Company can use the money to upgrade the existing machine and employed more designers a nd engineers to produce more attractive plus sophisticated and high quality phone. This can prevent the customer to choose the others mobile phone company because of limited choice and bad qualities of the phone. Other than that, with more profits, Nokia Company also can send their employees for further training and gain more experience in manufacturing and designing the mobile phone.

Statistics Assignment Example | Topics and Well Written Essays - 1000 words

Statistics - Assignment Example of the movies made today can be seen only by patrons 13 years or older†, as the total percentage of PG-13 and R-rated 2005 movies (78.4%) is greater than 75%.3-34 e) There appears no association between the twin births (preterm induced or cesarean, preterm without procedures or term or post-term) and the level of the prenatal care (intensive, adequate, or inadequate). As shown in figure in part (d), the distribution (percentage) of the twin births for the level of prenatal care is somewhat similar. This suggests that the twin births and the level of prenatal care are not associated, that is they are independent.4-8 The average (mean) height of the singers is about 68 inches. The range of the heights of the singers is about 16 inches with minimum and maximum height being 60 and 76 inches, respectively. The IQR is about 8 inches. About half of the singers height is equal to or below 68 inches. About 50% of the singers height is in-between 65 to 73 inches. The distribution of the horsepower of auto appears approximately uniform (slightly positively skewed). The median value is about 100 and the IQR is about 45. The range of the horsepower of auto is 90 with minimum and maximum horsepowers being 60 and 155, respectively. c) The president is correct. The null hypothesis is not rejected, as p-value of 0.386 is greater than .05. Therefore, there is not enough evidence to support the claim that Striving College student medical applicants admitted is different from the 46% of all medical school applicants

Analyzing an Art Work by Lisa Holzer Essay Example | Topics and Well Written Essays - 1250 words

Analyzing an Art Work by Lisa Holzer - Essay Example The essay "Analyzing an Art Work by Lisa Holzer" explores Lisa Holzer's artwork. Lisa Holzer is no exception to this demonstration made by the artists at the New Museum. As an artist, Lisa appears to have shifted to a digital aesthetic, blending text, photographs and digital mark making and layered allusive compositions. Rather than retrospective, the predictive Triennial model makes a thirty-five-year commitment to exploring the future of our cultures through the modern art. The third iteration of the Triennial, ‘Surround Audience' was co-curated by Lauren Cornell, a curator of the New Museum and artist Ryan Trecartin. The objective of Surround Audience is to make an exploration of the much-connected world in the art form, identity, the sense of self and the larger social role. The culture in our today’s world has become more porous. A new consideration of the current and potential role of art in the porous culture is surfacing. Artists have made efforts to respond to t he change in culture in different ways, some through critical interrogations, calculated appropriations and others poetic or surreal statements. Artists, their artwork and the audience may be thought of as being subjective, cultural, structural or postmodern. Under the personal category, artists can be thought of as naturally talented or emotionally compelled individuals with intentions that are significantly influenced by the free play of the imagination. Artists under the structural category know and make use of formalist language.

Personal Identity Theft Dissertation Example | Topics and Well Written Essays - 5000 words

Personal Identity Theft - Dissertation Example In defining this terminology, Blair (2011) identifies three steps undertaken by such criminals: trying to obtain another person’s information, trying to misuse the obtained information and finally, executing the crime with the intention of victimising the target. Recovery from this crime could be frustrating, expensive and time consuming for the victim. The objective of paper is to come up with a sensitization framework of educating the public on identity theft and to establish ways of preventing the crime. To achieve this, this paper will give a background of the crime, articulating the forms in which it could be executed. Determining the prevalence of the crime would be important in forming the basis of discussion on prevention measures and the public awareness. Guided by the findings from the secondary sources, the review will finally recommend effective public education strategies. The paper is divided into two sections. The first section focuses on the previously publishe d papers that have discussed the identity theft background and history. Various forms of identity theft including physical forms and technology-based forms will be discussed in this section. In the second section, the paper seeks to develop a sensitization program that would appropriate in enabling the society to deal with the cyber crimes in the most effective way. PART 1: LITERATURE REVIEW Early approaches to identity theft Despite the newness of the name identity theft, the phenomenon is old with the early forms adopting the simple forms of impersonation. Impersonation refers to the imitation of another person so as to defraud others, usually for personal gains (Hoffman & McGinley 2010). The early imposters imitated... Despite the newness of the name identity theft, the phenomenon is old with the early forms adopting the simple forms of impersonation. Impersonation refers to the imitation of another person so as to defraud others, usually for personal gains (Hoffman & McGinley 2010). The early imposters imitated the talking, dressing and behaviour of others, which with time became ineffective as other more effective personal identification theft forms emerged. Stolen, fictitious and forged identification documents together with financial account information catalysed identity theft. Today, technology has transformed the usage, collection and storage of personal information making identity theft a more complex crime. Hoffman and McGinley (2010) cite the Biblical story of Jacob who masqueraded as Esau so as to receive his father’s blessings as among the early forms of identity theft. This was propagated by Rebecca, the mother, who was determined to ensure that her son Jacob and not Esau receiv es her husband’s blessings. With the father’s poor visibility due to old age, Esau’s dressing was used to disguise his smell and application of goatskin to fool the touch of the hairy Esau. In the Middle Ages, the 1450 Cade’s rebellion gives a story of John Aylmer who changed his name several times, organised a rebel army, all in an attempt to overthrow the England King Henry VI (Hoffman & McGinley 2010). Despite his failure, John has been widely considered as an opportunist motivated by the desire for personal glorification.

Ethical descion making-Healthcare ethics Essay Example | Topics and Well Written Essays - 500 words

Ethical descion making-Healthcare ethics - Essay Example This paper aims to show two ethical issues/dilemmas in the health care area discussing and identifying the conflicting interests and the applicable ethical theories and principles. The Ascension Health organization website will be used to gather information and ideas for this paper. Ascension Health is the nation's largest Catholic and largest nonprofit health system, serving patients through a network of hospitals and related health facilities providing acute care services, long-term care, community health services, psychiatric, rehabilitation and residential care. The first case presented in this paper is about a rape victim who was brought to Freeman Hospital's emergency room. The hospital authorities refused to disclose facts about the morning-after pill which the rape victim requested for information. The hospital authorities' reason is that they are a Catholic Hospital and they are against abortion. The competing interest now is that the victim/patient has the right to make her own decisions regarding the treatment, and therefore, adequate disclosure of information must be provided so the patient can make an informed decision. However, the Freeman Hospital being a catholic institution refused to disclose information to the patient regarding the pill, claiming that they are against abortion or prevention and termination of pregnancy. The ethical principles and concepts involved in this issue a

Court Terms Law Assignment Research Paper Example | Topics and Well Written Essays - 1750 words

Court Terms Law Assignment - Research Paper Example The party presenting the offer to the offeree can realize that the offeree did not have the intention of signing the contract, by verifying the consent of the offeree before allowing him or her to sign the form. At the same time, the offeror can test the offeree’s knowledge of the contents of the terms and conditions, by asking sample questions from the terms. The third way to test the offeree is by explaining the consequences of signing, and the implication of signing without consent. The seriousness of the terms will enable the offeree to be serious and eliminate all jokes when it comes to signing the consent. If the offeree insists on signing, the offeror provides enough time to the offeree to go through the clauses of the agreement before finally signing. The offeror can select the most critical clauses and expose them as matters of priority to the offeree before allowing him or her to sign. All actions must be before signing because after then, the signed terms are valid for critical transactions. In this case, the offeree will have no option other than to read the entire terms and conditions.Exercise 3: ConsiderationAgreement fails to get consideration if there is lack of consideration. At the same time, if there is an additional term that was not present from the onset, the rule of acceptance does not agree with the agreement in a case where A enforces a promise by making offers to B and B does not agree to the terms and conditions of the agreements.... All actions must be before signing because after then, the signed terms are valid for critical transactions. In this case, the offeree will have no option other than to read the entire terms and conditions. Exercise 3: Consideration Agreement fails to get consideration if there is lack of consideration. At the same time, if there is an additional term that was not present from the onset, the rule of acceptance does not agree with the agreement in a case where A enforces a promise by making offers to B and B does not agree to the terms and conditions of the agreements. In this case, A promises to present the terms and conditions for amendment, and B confirms that he or she has read the terms and understood them before signing the agreement. It lacks consideration because there is no consent of the offeree. Exercise 4: Agreement The agreement that A and B entered into could certainly not be enforced, since it lacked consideration. This is because it lacked acceptance due to unclear ter ms and conditions. Nevertheless, according to the theory of consent, offeror A would succeed in enforcing the agreement after B has read and signed the consent. This theory requires the offeree B to prove the following: That he or she has read every section of the terms and conditions of the agreement That he or she is serious and is in his or her right conscious That he or she has understood the terms and conditions of the agreement That he or she is interested in the contract and has willingly accepted the terms and conditions. Exercise 5: Reality of Consent and Fraud Perpetration Parties to a binding contract can perpetrate frauds and forgeries through impersonation or use of false unwarranted

Stravinsky and Primitivism Essay Example | Topics and Well Written Essays - 1500 words

Stravinsky and Primitivism - Essay Example Igor Fyodorovich Stravinsky was a Russian composer, pianist and also a conductor. He is considered to be one the most important composers during the early 20th century. His great reputation pushed through revolutionary boundaries of the musical design. His works and the works of other people from that period, mostly made use of traditional music forms. An example of this is the concerto Grosso, symphony and fugue (Bell 25). This was often to pay tribute to the form of music of the earlier masters like Tchaikovsky. Stravinsky’s professional life, which was at most in the 20th century, included many of the modern classical styles of music. Most composers who existed during his lifetime and those after were greatly influenced by him. He has the great desire to learn art, literature and life (Bell 25). Stravinsky was named as one of the truly epochal innovators of music. Aside from the technical innovations, which consisted of rhythm and harmony, the â€Å"changing face† of his compositional style was the most imperative feature of his work. It retained a distinctive and essential identity all the time. Primitivism is known in art as the style of works of self-trained artists who build up their talents in an imaginary manner, as in the paintings of Henri Rousseau and Grandma Moses. The phrase primitive has also been used to portray the style of time before American naive painters as Edward Hicks and has been practical to the art of the mixture of Italian and Netherland schools, which were formed before late 15th century. Recently, the term has incorporated the contemporary artists who research the earlier periods and the cultures far-off to their own like Robert Smithson and Joseph Beuys (Bell 25). Primitivism is a western art movement that has copied different visual forms from the non-western or the prehistoric peoples (Bell 25). The act of borrowing from primitive art has been very vital to the improvement of the modern art. For a long time, the de bate to get back to the basics and try to simplify things has been on. This looks at the advantages and disadvantages of simple verses a complicated life (Bell 25). The key elements of the overall primitivism as a basic function of art and development in and around the turn of the century will be articulated so as to be understood. Different art forms using principles of new developments and technologies In the modern society, with the new innovations, improved tools like computers have been incorporated in the basic art. Work of contemporary artists’ is evaluated using the computer and digital imagery by using a variety of formats. Many people are viewing these aspects of the modern technology to be complex and prefer to practice the earlier forms of art. The modern European and Euro American representational conventions are mostly inspired non western art and artifacts (Bell 25). This trend toward the greater use of technology as a creative tool will probably continue into the future, but with different forms (Bell 25). The reason behind this is due to the perspective that, individuals have on the technology that is now at hand. Technology has mostly made the work of the artists to be easy and simple, in terms of design and storage. Stravinsky’s use of motivic development, which is a repetition of different guises of musical figures throughout a composition, includes motivic development. This is essentially where notes are added or subtracted to a motif regardless of the consequent changes in metre. The same technique can be seen being used in the 16th century. For example, this is depicted in the music of Orlandus lassus, Carlo Gesualdo and Roe Cipriano (Hiller 56). Stravinsky maybe the only great composer, who managed to come up with a

Court Terms Law Assignment Research Paper Example | Topics and Well Written Essays - 1750 words

Court Terms Law Assignment - Research Paper Example The party presenting the offer to the offeree can realize that the offeree did not have the intention of signing the contract, by verifying the consent of the offeree before allowing him or her to sign the form. At the same time, the offeror can test the offeree’s knowledge of the contents of the terms and conditions, by asking sample questions from the terms. The third way to test the offeree is by explaining the consequences of signing, and the implication of signing without consent. The seriousness of the terms will enable the offeree to be serious and eliminate all jokes when it comes to signing the consent. If the offeree insists on signing, the offeror provides enough time to the offeree to go through the clauses of the agreement before finally signing. The offeror can select the most critical clauses and expose them as matters of priority to the offeree before allowing him or her to sign. All actions must be before signing because after then, the signed terms are valid for critical transactions. In this case, the offeree will have no option other than to read the entire terms and conditions.Exercise 3: ConsiderationAgreement fails to get consideration if there is lack of consideration. At the same time, if there is an additional term that was not present from the onset, the rule of acceptance does not agree with the agreement in a case where A enforces a promise by making offers to B and B does not agree to the terms and conditions of the agreements.... All actions must be before signing because after then, the signed terms are valid for critical transactions. In this case, the offeree will have no option other than to read the entire terms and conditions. Exercise 3: Consideration Agreement fails to get consideration if there is lack of consideration. At the same time, if there is an additional term that was not present from the onset, the rule of acceptance does not agree with the agreement in a case where A enforces a promise by making offers to B and B does not agree to the terms and conditions of the agreements. In this case, A promises to present the terms and conditions for amendment, and B confirms that he or she has read the terms and understood them before signing the agreement. It lacks consideration because there is no consent of the offeree. Exercise 4: Agreement The agreement that A and B entered into could certainly not be enforced, since it lacked consideration. This is because it lacked acceptance due to unclear ter ms and conditions. Nevertheless, according to the theory of consent, offeror A would succeed in enforcing the agreement after B has read and signed the consent. This theory requires the offeree B to prove the following: That he or she has read every section of the terms and conditions of the agreement That he or she is serious and is in his or her right conscious That he or she has understood the terms and conditions of the agreement That he or she is interested in the contract and has willingly accepted the terms and conditions. Exercise 5: Reality of Consent and Fraud Perpetration Parties to a binding contract can perpetrate frauds and forgeries through impersonation or use of false unwarranted

Scavenger Hunt Essay Example for Free

Scavenger Hunt Essay 1. What is the instructor’s name (spelling counts)? Where did the instructor go to college? The instructor’s name is Jane Smith. 2. What is the instructor’s email address to be used for questions and submission of projects? 3. What day(s) of each week are Chapter homework assignments always due? Chapter homework assignments are always due on Thursdays and Sundays. Furthermore, discussions are due every Tuesday. 4. What is the time deadline (hour:minutes, AM or PM) for the Portal assignments to be submitted? Homework is due at 10 PM. 5. On Canvas, under Navigating the Portal, what are the two Cautions that are listed? The portal times out after 2 hours so students need to save their homework as they go along to ensure their progress isn’t lost. Students shouldn’t use their mouse ball to scroll down the page because it may lead them to the last answer of a different section. 6. What are the days, dates, times and room numbers of all of the tests held on campus? The second exam is on Wednesday February 20th in room N201. It will be from 5:30-7:30 pm. The final exam is on Monday March 18th in room R110. It will be from 5:30-7:30 pm. 7. What are the three projects and when are they due (day, date, and time)? The first is the Data Analysis project which is due on January 26th, 2013 at 10 PM. The second project is the Correlation and Regression project due on February 16th, 2013 at 10 PM. 8. How should the projects be submitted? Be specific about the requirements. The projects should be submitted by email to [emailprotected] In the subject line, students must include their name and the title of the project. None of the projects can be  submitted through canvas. 9. What is the last day (date) to withdraw from this course with a W printed on your transcript? Please tell both the date for in-person withdrawal and the date for online withdrawal. The last day to withdraw from this course with a â€Å"W† on your transcript is February 15th, 2013 in person and February 17th, 2013 online. 10. What do you do if you can’t take a test on campus? Be very specific about the process, the possibilities for proctors, and when the test must be taken. Students who are unable to take a test on campus need to alert the instructor at least 10 days before the test, and must have a proctor and suitable location. Proctors may be part of the Bellevue College staff, clergy, etc. Under no circumstances can a proctor be a family member. Without 10 days notice, students are expected to be on campus on the day of the test. Proctored exams must be administered the day of, or before, the test is given. 11. Two quizzes will be given. What is the due date and time for each quiz and which chapters are being tested for each? From the time that you open the quiz, how many minutes to do you have to submit the quiz? The first quiz is on February 17th and covers chapters 1-13. The second is on March 17th and covers chapters 1-19. We are given 60 minutes to complete each quiz. 12. Locate the calculator instructions on Canvas for computing a normal distribution and compute the following: normalcdf(129, 148, 132, 12), rounding appropriately to 4 decimal places. The answer is 0.5075. 13. Examine the Chapter 14 Homework on the Portal. List the 4 steps involved in doing a hypothesis test? 1. State the alternative and null hypothesis. 2. State the type of test administered, such as a z-test or t-test. Then, give the value of the test statistic (T=____ or Z= ____) 3. State the P value and alpha level. 4. Use two sentences for the conclusion. In the first sentence, state whether or not you reject the null hypothesis. In the second sentence, state what the test measured. 14. What is the phone number for the Stats Portal Help Line? The phone number is 1-800-936-6899 15. Canvas contains study questions for each chapter. Locate the study questions for chapter 4 – what is the answer to #1? The answer is: r=.9314 16. How many submissions are allowed for Exercises? How many submissions are allowed for Post Tests? Two submissions are allowed for exercises and only one submission is allowed for post-tests. 17. How many points will you receive on the Scavenger Hunt if get all questions correct. How many points will be deducted for each question missed?If all questions are correct, you receive 50 points. You lose 10 points for each incorrect answer. 18. Canvas contains practice exams and answers. What is the answer to question 6 on the Chapters 1, 2 and 3 practice exam? The answer is: Mean=120; Standard Deviation=8 19. On Canvas, Navigating Stats Portal gives you helpful information about the Portal site. What should you do if you are taking longer than 2 hours to complete an exercise? You should save your answers periodically so that they do not get erased. 20. If you find that you are struggling to understand the material in this course, name four resources that BC or the instructor offers to help you be successful in the course. Four resources available are the math lab, Stats Tutors, Applets, Crunch It, and Statistical Videos.

Dyscalculia: Causes, Effects and Interventions

Dyscalculia: Causes, Effects and Interventions ABSTRACT This project suggests briefly about the Dyscalculia and the possible biological bases of dyscalculia and about the people who is suffering from the dyscalculia and also mentioned about the problems that are facing by the dyscalculic people in different fields of areas in their daily life. Coming to this case of Dyscalculia it is defined as the mathematical and arithmetical inability while coming to the brief description it is named as Number blindness. Here in this project we focussed only on arithmetical addition and briefly describing problems facing by the dyscalculic people while doing mathematical addition and counting of numbers. And secondly we are going to describe how does dyscalculia comes from and the reasons and explain the relationship between Dyslexia and Dyscalculia as there is a chance to acquire dyscalculia from dyslexia. The main aim of the project is to teach the mathematical addition rule to the People with Dyscalculia would struggle in doing arithmetical addition. Before starting to teach the mathematical addition rule to the dyscalculics I already studied briefly about the dyscalculia and how does it occur and what are the Types of dyscalculia that occurs to the dyslexic people and the deficits intended in dyscalculic people as they expressing while doing mathematical addition. Now a days Dyscalculia is the main problem that are affecting people up to some extent. But not as much this is the problem mainly occurs which is connected with Dyslexia. However one thing should remember that all the Dyslexics are not Dyscalculics although 40% of dyscalculia occurs from dyslexia. In this project to overcome Dyscalculia particularly in the arithmetical addition and to teach the mathematical addition to the dyscalculics I designed application software in Flash with visual graphical design with the help of a colourful Cuisenaire rods. By studying about the previous sources that are useful to teach the maths addition which were designed by some experts in dyscalculia studies such as Brian Butterworth and some other experts on dyscalculia the teaching designs like Phonological loop, Visio spatial sketch pad etc,. Hence by following some of that specific designs in my view and I designed an understanding design to teach mathematical addition rule to dyscalculia people. This includes brief understanding and attractive designs that can impress the dyscalculic and make them enthusiastically towards to the learning of mathematical addition from the basic adding to the high level digits adding that means starting from single digit adding to higher level adding. For this we need to train them on the Cuisenaire rods and the colours and values which was assigned to them and then we need to teach them first by running the application software automatically and I designed the whole process of addition in this software from the advanced stage to the stage of getting result. After that I am conducting a quiz to test their ability and grip on addition after teaching by using the designed application. I hope this design can help the dyscalculia to overcome arithmetical addition inability up to a greater extent. Introduction First of all before starting of my project this document reflects and introduce about the project from its advanced stage to the conclusion in a simple and briefly explanation on which concept that I am doing my project. I started my dissertation on a special concept of human disabilities which is known as Dyslexia and its further effects on human life prospectus. Especially this discuss about the defect on humankind that are suffering with mathematical and arithmetical difficulties known as Dyscalculia. The effect of dyscalculia mainly refers the lacking of mathematical skills and concepts such as addition, subtraction, multiplication and division. Dyscalculia is the major problem that is affecting the human life in our daily activities mainly focuses on inability of basic mathematical concepts of adding and counting of things which performs vulnerable and inefficient out coming result while doing calculations and normal counting in our daily life The main aim of the project is to help the people who are suffering from Dyscalculia and its deficits. To perform the activities that can help to understand the mathematical concepts and to overcome the deficits of dyscalculia that is affecting the people in their real life. The way of designing and the implementation of the project can be able to pave the way for finding the right solution to solve the problems of dyscalculic people with which they are suffering and to overcome their deficits with which are having individually and its total scope is to enhance the possible ways of teaching methods of addition particularly for the dyscalculic in an understanding and in a possible way which can be capable by the dyscalculic. The whole project is designed as user friendly and can be able to the dyscalculic people who are suffering with learning difficulties particularly in arithmetic addition that is adding of numbers starting from the adding of single digit to the higher level addition. In the advanced stage of the project we introduced the design with colourful Cuisenaire rods with attractive colours so by introducing attractive features into the design so that the dyscalculics can show their interest on learning addition very faster and can show the efficiency to get the output result correctly with satisfaction. The entire work of the project is based on teaching of mathematical addition in an understanding way to the dyscalculic people with learning difficulties in mathematical addition. Particularly in adding and counting of numbers according to the situations in their daily life. The possible steps in designing the project which is very useful to dyscalculic; The simple way of designing the project can be easily to understand by the dyscalculic people. Operation is user friendly to dyscalculics Introduction of special features can attract the dyscalculics towards the learning process. They can show their interest on mathematical addition and can learn easily by understanding. Back ground; Dyscalculia; What is Dyscalculia; Dyscalculia is mainly defined as difficulties with numbers it is identified as the difficulty in counting the numbers and things fast and fluently with lack of grasping power. Why the people with dyscalculia are different? Individuals with dyscalculia have specific difficulty with numbers, despite exhibits good results in other areas. They may have great difficulties with counting and adding the numbers. The example of an arithmetic addition2+4 or 4+2 Prices in the shops like tendering the money and taking the change correctly. Normal identification of numbers and what those represent, e.g. which is bigger, 2500 or 2770? Does 100+100 = approximately 200 or2000. Judging of numbers instantly for example seeing there are 5 glasses on the table normal people can count immediately and respond quickly where as the dyscalculic need to count them and to respond slowly. Phone numbers, seeing of dates , time etc,. It shows that people having dyscalculia has to struggle to achieve successful goals in the field of employment than having disability. Dyscalculia is the main learning problem that affecting many individuals and it is termed as the learning of mathematic disability by the disabled. It states that dyslexia is identified as the difficulties in reading written text fast and fluently with lack of grasping capacity. On the other hand dyscalculia refers the difficulties with handling and carrying out specific mathematical operations such as addition, multiplication, subtraction, division. Relation between dyslexia and dyscalculia: Here the relation between dyslexia and dyscalculia is very obvious. However, there are some points of overlap. There is a variant of dyscalculia that could be called as dyslexic dyscalculia. This problem involves primarily difficulties in reading which leads to mathematical problems for the people and these are the problems that arise with reading numerical symbols or difficulties with reading with multi-digit numerals so that 14 becomes 41. If the error happens like this in the reading of a task then obviously the solution becomes incorrect. On the other hand dyscalculia can be recognized in the lack of mathematics concern the ability to quickly retrieve numerical facts such as adding small digit numbers like 4+5=9 from the memory. There are several indirect similarities between difficulties with reading and mathematics. A poor working memory is one of the more obvious. Dyscalculia is defined as the mathematical problems caused by working memory or evident in the tasks that must be solved mentally, in the head. In the time of calculation the student may run into great difficulties keep various numbers in the memory. The other case is problem of remembering longer instructions and commands. May be they can remember a short what was supposed to be done. The rest is forgotten, because the information was never stored in the memory. The earlier researches shows that people with dyscalculia also have dyslexia most of the people with dyscalculia can have only mathematical difficulties. And they have a highly specific form of a learning difficulty and many are good in reading. Nowadays the occurrence of both dyslexia and dyscalculia at the same time is diagnosed as icd-10. The most common thing in dyscalculia is the difficulty with the number order. Difficulties involve understanding and use of mathematical operations and concepts. People of large proportions with dyscalculia display problems with following calculations to reach a correct solution. They easily lose their strategy and therefore run into difficulties with complex mathematics. Students with dyscalculia can be able to solve mathematical tasks but with in a average time frame they are unable to retrieve numerical facts from their vulnerable memory and must expend a lot of energy doing The word dyslexia comes and originated from the Greek word Dys means impaired and lexia is a word. Dyslexia ranges from easy to severe conditions. There exist various forms of this disease. Therefore there are different types of symptoms of this illness. The individual features of every type are specified for every human being separately. In general there is no such a typical type of dyslexia. Dyslexia refers to be a learning disability of the brain especially difficulties in reading or writing and spelling and it is the disability of neurological disability. Due to dyslexia the main drawback is that the people with dyslexia failed to remember the name of the things or to connect the name of the item with the definition. Recent surveys revealed that girls are less dyslexic than boys. There are two kinds of dyslexia Genetic Acquired Genetic transfers with the genes and the second one that is acquired occurs to brain damage in the left hemisphere that is responsible for language areas. Possible causes of dyslexia; Dyslexia is widely recognised as having a genetic component for example if a one kid of a pair of twins is dyslexic and the other twin is more likely to be dyslexic in the areas specially in language processing dyslexia links with brain differences. Possible causes of dyscalculia; It suggests by evidence that dyscalculia may have a genetic component. If there exists dyscalculia in one identical twin most possibly there is a chance of around 70% to become dyscalculic characteristics in the other twin. For non identical twins there is a less possibility of getting dyscalculia around 55% only. Research facts of Dyscalculia; Brian Butter worth an expert in dyscalculia research facts; Simply Brian butter worth done some research on a particular person who has dyscalculia and he is describing about the situation of the particular person and his name is Charles. Brian Butterworth met Charles when his (Charles) age was 30 years old Charles is a good professor in psychology and getting psychology degree is an achievement for Charles. But entries to the university in the first place even though he is best he failed to normal condition for entry into the maths GCSE. Charles is intelligent and very hard-working. But he is very poor in number skills that always have been a severe handicap and shopping is a constant embarrassment he doesnt understand the product prices and unable to grasp the idea of the total cost of the shopping basket. When he comes to the till, he has no idea about the money how much to tender and to get correct change. At that time immediately he use to add and multiply his fingers, and he is unable to do the two digit arithmetic problems such as 47-19. The real surprise thing that Butterworth found here about Charles is he couldnt tell that which is bigger or which is smaller in a numbers list which were given for suppose 9 or 5 and to find the difference suddenly he started to count his fingers to work in out. Charles is an example and this condition is known as dyscalculia and this mainly affects the ability of acquire the skills in mathematical and arithmetical skills. Dyscalculic learners may face the difficulties in understanding the basic and simple arithmetical concepts like adding of single digit numbers. For simple arithmetical concepts they may face severe anxiety and they struggle to understand what is obvious to all their friends and classmates. Dyscalculics even if they produce a correct answer or use a correct method they may do so mechanically and with lack of confidence. This captures what many dyscalculics like Charles feel about maths it is incomprehensible. Dyscalculia is not only a problem for the individuals but also it is one of the effect to the nation and for some especially as from the published report of the basic skills agency shows that poor math skills is a bigger handicap to getting a job by having that poor numeracy the employee will transport the wrong number of goods and fails in the money transactions such as receiving or paid out the money. And due to this poor efficiency in calculations affects the particular company. The current estimations suggest that about 5-6% of average to the superior intelligence children will have a real deficit in doing maths. Dyscalculia seems to be particularly found in dyslexics around 40% of the people who struggles with reading difficulties also having difficulties in learning maths and the remaining 60%have no problems than normal. It was found already that there is link between dyslexia and math learning difficulties although the latter can occur alone. It is worth noting that learning about numbers is different from learning to read in an important way. We are born with basic numerical abilities. Infants, even in the first week of life, are sensitive to changes in the number of things they are looking at. We know this because they will look longer at a display when we change the number of things, but often will not when we change one of the things but keep the same number. Babies also seem to be able to do very simple arithmetic. If the baby sees a doll place behind a screen, and then another doll placed behind it, it can be shown that the baby expects there to be two dolls (1 + 1) when the screen is removed. Babies look longer at things they dont expect, and will look longer at one doll or three dolls in this situation. So there is evidence of an innate capacity for numbers. One hypothesis to explain dyscalculia is a lack this innate capacity. However we dont have a specialised capacity in reading by birth. Reading is a complex skill made up of various brain systems set up automatically to do the other tasks like language recognising visual patterns, sequencing, and so on. And some of these used to learn maths in school and deficits in them may also affect learning in mathematics. What we need urgently is a way of diagnosing dyscalculia, and separating it from all the other causes of maths problems, including inappropriate teaching. Once we can identify these children reliably, we can begin systematic research on how best to help them. Charles was not diagnosed as dyscalculic until he came into our lab, and, like many other dyscalculics, felt himself first to be incredibly stupid for not being able to do what all his friends could do easily. This was not good for his self-esteem, of course. After that he came to realise that there was something wrong, but he was completely immersed in the dark as what it could be. Better for his self-esteem, but of little practical help. We dont know there are how many cases like Charles, but we are slowly reaching there. Difference between dyscalculic and ordinary people in arithmetic calculations; Ordinary people; For suppose if there is a four dots or four things on a screener the ordinary people(without dyslexia) can identify the things which is on the screener and they can give instant reply with respect to the situation. So therefore the normal people can react very quickly and they can respond very quickly comparing to the dyslexic people. The grasping capacity is very good in the normal people. Dyslexic people (Dyscalculia); While coming to the dyslexic who suffers from dyscalculia cannot give the quick responses with respect to the situations like ordinary people. So to overcome this type of situations in dyslexic people we need to train them in such a way so that they can give their responses slowly in a particular way as the trainer and the people can understand a bit. In order to train the dyslexic people to overcome the problem of arithmetical difficulties we should introduce some specific designs which is very user friendly and comfortable to hold by the dyslexic people particularly who is suffering with dyscalculia. And the designing aspects should be able to overcome their deficits. Mathematical grasping capacity; This describes the mathematical ability of the dyslexic people and their mental ability of doing the mathematical calculations mainly the people who is suffering with dyscalculia. For suppose if we introduce any four kinds of things in front of the dyslexic people they cannot give the quick response by counting the things so they will take time to count one by one and starts 1,2,3,4 and will give the response very slowly as 1+1+1+1=4 So people suffering with dyscalculia unable to do bigger calculations like adding numbers which is in big units like 234+432 so therefore we need to train them in such a way from the earlier stages of addition like adding single digits 1+2=3 so we need to begin from the earlier stages of addition. And after that by observing their progress we should train them to the further stages like adding double digits and then 100s and 1000s and so on. Its very important to train them with respect their progress by observing their progress we can easily calculate their mental ability of doing the calculations and thereby we can implement the teaching techniques which can very easily and comfortable to the dyslexic people. So by introducing the new and comfortable techniques of teaching the people (dyslexic) can easily do the mathematical addition. Teaching of mathematical addition rule; To teach the Mathematical addition rule to the dyscalculia we need to train them in specific way. The mathematical symbol (+) is to be fix in their mind strongly. And to make them to learn its importance and its rule. Types and sub-types of dyscalculia; Developmental dyscalculia; It is referred as mathematical and arithmetical dysfunction in individuals with normal mental functioning, that results and occurrences of brain anomalies at the time of prenatal development. Discrepancy occurs between the mean mental age and math age there exists a neat and clear retardation in mathematical development. Problems encountered by pupils with dyscalculia; The will recognised and the observable things that generally we can find in the peoples with Dyscalculia are the learning and remembering difficulties in mathematical concepts like addition, subtraction, multiplication etc,. In this project especially we are focussing on the mathematical addition particularly and the difficulties which are the dyscalculics are facing in their real life in the fields of employment and in the living society and we had discussed the problems with dyscalcilia which they are facing in all the areas of everyday life prospectus. Leaving that matter about what we are talking above and coming to the point of the problems that are encountered by people about the problems of dyscalculia. The well recognised problems of dyscalculics; Difficulty in learning and remembering of mathematical concepts such as used in our daily life in our activities Ex; Addition In the time of interviews with teachers. Difficulty in remembering even up to the number bonds to 10 is the worst problem that pupils struggling with maths were up against. Difficulty in executing mathematics calculations procedures. In 1984 Russell and Ginsburg found a dyscalculic group of people struggling on both written calculation and arithmetical fact retrieval. In 1992 Yamashita and Aram found dissociation absence between arithmetical fact ability and procedural ability with numerical processing difficulties in pupil. In 1993 Geary suggests that procedural problems are likely to improve with experience and also suggests the retrieval difficulties are less likely to do so. And he proposes that the emerging of procedural problems is due to lack of understanding concepts. Problems of retrieval difficulties are the result of general semantic memory dysfunction. In 1999 Ostad has noted that the dyscalculia people use fewer procedures and often apply their smaller repertoire in the situations where they are not appropriate. Even the counting of simple and single digits were shown to be vulnerable in dyscalculic people Geary, Bow-Thomas and Yao in 1992 found that dyscalculic people are less likely to detect the counting errors than normal people. However, all these deficits occur by the lacking of the conceptual understanding of the basic ideas of the numerosity and arithmetical concepts. Good memory for arithmetical facts depends and can be able to convert and organise them into meaningful patterns. And coming to the poor memory it can arise when the fact make little sense to the people. The known information from the dyscalculic people was heard badly by themselves is that they cant remember what the teacher is saying about the mathematics. Even some simple tasks like counting and adding single digit numbers dyscalculic people show a kind of rigidity. Geary, Bow-Thomas and Yao in 1992 found that counting should do perfectly from left to right without skipping around. From all these we can find right thing from all these authors observations and description we should note very important thing here is that these people ( Dyscalculics) cant understand the conceptual things in mathematics. Coming to the normal people can understand quickly that objects can count in any order. Underlying processing deficits; It is one kind of the approach to study about developmental dyscalculia and this involves trying to see it as a consequence of cognitive deficits based on the understanding of the mathematical and arithmetic concepts. And all of these proposals have included. Weak phonetic representations An advantage of this approach is there is a possibility of finding exactly the co-morbidity between dyscalculia and dyslexia, as we can find that dyslexics known to suffer from these conditions. Geary and colleagues suggested that semantic memory difficulties are the main cause for the problems of developmental dyscalculics which they are experiencing in number facts. As well as the co-morbid reading difficulties frequently found with dyscalculia. It shows the evidence particularly the argument is based that dyscalculic people have the difficulties in learning and remembering arithmetic facts that this deficit occur by lacking of understanding of math concepts. Empirical evidence for a general semantic deficit in dyscalculic people is thin. In 2002 temple and Sherwood recognises that a group of dyscalculic people are suffering with arithmetical difficulties were slower at colour and object naming than controls. This comes to know their speed and accessibility is very low. However the authors argued a casual relationship between the arithmetical ability and the speed of access It shows that People may be slower especially dyscalculics while the time of processing information in 1997 Jordan and Montana showed that the dyscalculic people can do the mathematical calculation on being unlimited time but they cant perform like the normal people whereas normal people can do significantly in case of time limit In 1999 Mclean and Hitch compared the dyscalculia between the younger and the older people and found that the older people is performing the accuracy than the younger people in the time of solving the arithmetical and mathematical calculation. It reveals that the performance of the older people acquired due to the experienced things which they faced before in their daily life which is continuing from their early starting from the childhood. In 1989 Siegel and Ryan found that people with dyscalculia showing their weak performance only in the fields of arithmetic and mathematical fields such as counting and adding of numerical things but not in the fields of non-numeric. On the other hand that found the spatial working memory and some aspects of central executive function were poorer in the dyscalculic people. Moreover, in2002 temple and Sherwood tested dyscalculic people and controls on forward and backward digit span, word span and corsi blocks (a non-verbal test of working memory). This study reveals there is no difference between groups and no correlation between the working memory measures and arithmetic ability measures. SUBTYPING DYSCALCULIA; The study of developmental dyscalculia has evolved to its new division of approaching to identify dyscalculic subtypes according to the presence or absence of other disorders, in an attempt to highlight the underlying processes that are contributing to the co-morbidity of the disorders. One of the things that we should note is the important correlate of mathematic disability is reading disability. It is estimated that at about 40% who is suffering from the dyslexics also have dyscalculic problems with learning difficulties in mathematics. The one of the most common ways of dyscalculic sub typing is according to whether or not they have a co-morbid reading disability. The conditions that have been associated with dyscalculia are stated below. attention deficit hyperactivity disorder (ADHD) (Badian, 1983;Rosenberg, 1989; Shalev, Manor and Gross-Tsur, 1997); poor hand–eye co-ordination (Siegel and Feldman, 1983); poor memory for non-verbal material (Fletcher, 1985); poor social skills (Rourke, 1989) In 1993 shalev and gross-tsur examined a group of seven people with developmental dyscalculia and not responding to intervention. All the group of seven people were suffering from additional neurological conditions, up to dyslexia starting from petit mal seizures and is mentioned as ADHD. DEFICITS OF DYSCALCULIA; Phonological processing in dyslexia In the main case studies of dyslexia phonological processing takes an important role compare to other disorders like sensor motor disorder. This survey was again confirmed by the recent survey shows the 100 percent of samples for dyslexia was affected. This survey had an argument is that theory of phonological processing was the tautology compare it as an explanation. That phonology and the reading of the dyslexia are the two sides of the same coin. That means this awareness was explained more by the reading skill. If the phonological deficit was Leeds to a problem along with the phoneme awareness. The main problems of dyslexics of the phonological problems are rapid naming and the verbal short term memory. This is related to reading. In this we can understand that phonological awareness and the rapid naming deficits are the relatively independent. Phonology does not reduce to the awareness of naming and memory. Some of the aspects for the phonology dyslexics remain to be investigated. ADHD: Attention-Deficit/Hyperactivity Disorder is presented in the childrens. This is to cause the neurodevelopment disorder. This also most studied part for the people. ADHD public health dimensions are received relatively little interest. According to the survey of epidemiologic the distribution of ADHD around the population by the age, sex, and race and according to the socio economic status. The origins of the risk factors are preventable. In this scenario we are going to discuss few of the independent concepts those having independent case of definition for ADHD. Summarizing the epidemiologic data regarding prevalence. In the literature key gaps were identified and ended with few suggestions for the epidemiogic research. Magnocellular deficit Due to the perceptual deficits of the dyslexia reliability is the one of the problem. With this performance Macarthur proposed the theory. This is one of the heterogeneity dyslexic samples. Mainly the magnocellular is made link with the cerebella dysfunction. These measures are become very hard to incorporate into the routine assessment of the reading. Cerebella hypothesis applied to the dyslexia. Those agree the phenotype. It is the research of phenotypes. With that we can clearly as showed the symptom complex. Auditory deficits; Auditory deficit is defined as the deficiency in one or more behavioural phenomena listed below for suppose deficit in. Auditory discrimination Auditory performance with degraded signals Auditory performance with competing acoustic signals Sound localization and lateralization These mechanisms lead to nonverbal as well as verbal signals and may affect many areas of function. Including speech and language and auditory deficit can delay the maturation in the development of the important auditory centres within the brain. The deficits are related to maturity differences in the developing stages of the brain. And usually auditory deficits represents more static types of problems and these deficits can be caused by tumours, trauma, degenerative disorders, viral infections, surgical compromise, lead poisoning, lack of oxygen auditory deprivation, and so forth. Prevalence of auditory deficits is estimated to be between 2 and 3% and we can observe more in males is often co-exists with other disabilities. And they include speech and language disorders or delays, learning disabilities or dyslexia, attention deficit disorders with or without hyperactivity. Dieted by the reminder of the hypothesis. Learning memory deficits in children; Children having learning disabilities such as dyslexia and dyscalculia. These are tending to may experience the core skills of the reading, writing and the arithmetic operations. These problems are raised at the first days of school. Even if we pass an instruction it needs to